Gold has long served as the sole reliable currency in the world of Sanctuary. This precious metal is melted into small gold slugs, which are then pressed and stamped with the heraldry of the kingdom that created them. Each coin throughout the realms possesses the same value, regardless of the coin's shape or size.
Your character can carry 10,000 gold per level. For example, a 10th-level character can carry up to 100,000 gold. A level 99 character can carry 990,000 gold. The maximum amount of gold a character can carry with stash is 3,490,000, at level 99. Gold does not share space with items or weapons in your backpack as it did in Diablo.
When a member of a party picks up gold, it is divided evenly among all the party members. Any remaining gold goes to the player who picked up the pile. Gold is only split with party members who are in the same map area, or "zone," as shown on the Automap or in the party menu. Gold Splitting cannot be turned off.
If you are killed, your character will lose a percentage of the total gold both carried and stored in the Stash. This percentage is equal to your character's level but will not exceed 20%. After this 'death penalty' is deducted, the remaining gold your character was carrying falls to the ground in a pile. If the penalty exceeds the amount of gold you were carrying, the remainder of the penalty is deducted from your Stash.
In Single-Player, dying will not deplete your entire gold supply. No gold is lost from your Stash, and 500 gold per character level is exempt from the death penalty. For example, if a 10th level Single-Player character with 5,000 gold dies, he will lose no gold.